Here's one way to make the mortgage mess work for you: According to The Wall Street Journal, the slowdown in foreclosures due to questions about paperwork, note-holders and robo-signers has allowed some homeowners to live mortgage-free for several months; some are even renting out their homes. The Journal estimates that the "stealth stimulus" gives these homeowners a "subsidy" of about $2.6 billion a month.
According to the Journal, some homeowners in states such as New York and Florida can stay in their homes for more than six months while legal issues are worked out. And if the money they're not spending on their mortgages goes into the local economy, "it's probably stimulative," said economist Ivy Zelman. Then there are those who've turned their homes into new sources of income:
Some homeowners who have defaulted on their mortgage payments are cashing in by renting out their homes. Joe Mayol, a real-estate agent in Palmdale, Calif., estimates that in his area about two-thirds of houses with defaulted mortgages are occupied, and half of those by renters. "People are getting money out of these houses," he said.Ms. Zelman says her research suggests defaulters do spend much of the money on consumer services and goods. "People are taking what they would have been spending on a mortgage and spending it somewhere else," she says.
However, the Journal is quick to add that local communities still end up getting a bad deal, since they usually can't collect property taxes on foreclosed homes, and the foreclosure crisis only adds to uncertainty about the housing market.
"I don't think that's the kind of consumer recovery we want, if the only reason they're spending a bit more is that they're not paying their other bills," Joseph Carson of AllianceBernstein told the Journal.
Stealth Stimulus: Defaulters Who Live for Free
When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.
Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.
Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.
Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”. But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.
It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?
Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.
Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.
Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.
If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.
Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?
These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.
Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
bench craft company
Here's one way to make the mortgage mess work for you: According to The Wall Street Journal, the slowdown in foreclosures due to questions about paperwork, note-holders and robo-signers has allowed some homeowners to live mortgage-free for several months; some are even renting out their homes. The Journal estimates that the "stealth stimulus" gives these homeowners a "subsidy" of about $2.6 billion a month.
According to the Journal, some homeowners in states such as New York and Florida can stay in their homes for more than six months while legal issues are worked out. And if the money they're not spending on their mortgages goes into the local economy, "it's probably stimulative," said economist Ivy Zelman. Then there are those who've turned their homes into new sources of income:
Some homeowners who have defaulted on their mortgage payments are cashing in by renting out their homes. Joe Mayol, a real-estate agent in Palmdale, Calif., estimates that in his area about two-thirds of houses with defaulted mortgages are occupied, and half of those by renters. "People are getting money out of these houses," he said.Ms. Zelman says her research suggests defaulters do spend much of the money on consumer services and goods. "People are taking what they would have been spending on a mortgage and spending it somewhere else," she says.
However, the Journal is quick to add that local communities still end up getting a bad deal, since they usually can't collect property taxes on foreclosed homes, and the foreclosure crisis only adds to uncertainty about the housing market.
"I don't think that's the kind of consumer recovery we want, if the only reason they're spending a bit more is that they're not paying their other bills," Joseph Carson of AllianceBernstein told the Journal.
Stealth Stimulus: Defaulters Who Live for Free
When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.
Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.
Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.
Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”. But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.
It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?
Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.
Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.
Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.
If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.
Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?
These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.
Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
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bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
bench craft company
Here's one way to make the mortgage mess work for you: According to The Wall Street Journal, the slowdown in foreclosures due to questions about paperwork, note-holders and robo-signers has allowed some homeowners to live mortgage-free for several months; some are even renting out their homes. The Journal estimates that the "stealth stimulus" gives these homeowners a "subsidy" of about $2.6 billion a month.
According to the Journal, some homeowners in states such as New York and Florida can stay in their homes for more than six months while legal issues are worked out. And if the money they're not spending on their mortgages goes into the local economy, "it's probably stimulative," said economist Ivy Zelman. Then there are those who've turned their homes into new sources of income:
Some homeowners who have defaulted on their mortgage payments are cashing in by renting out their homes. Joe Mayol, a real-estate agent in Palmdale, Calif., estimates that in his area about two-thirds of houses with defaulted mortgages are occupied, and half of those by renters. "People are getting money out of these houses," he said.Ms. Zelman says her research suggests defaulters do spend much of the money on consumer services and goods. "People are taking what they would have been spending on a mortgage and spending it somewhere else," she says.
However, the Journal is quick to add that local communities still end up getting a bad deal, since they usually can't collect property taxes on foreclosed homes, and the foreclosure crisis only adds to uncertainty about the housing market.
"I don't think that's the kind of consumer recovery we want, if the only reason they're spending a bit more is that they're not paying their other bills," Joseph Carson of AllianceBernstein told the Journal.
Stealth Stimulus: Defaulters Who Live for Free
When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.
Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.
Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.
Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”. But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.
It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?
Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.
Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.
Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.
If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.
Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?
These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.
Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!
bench craft company
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
bench craft company
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
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bench craft company
<b>News</b> Corp's Carey: MySpace's Ongoing Losses 'Not Acceptable Or <b>...</b>
Continued MySpace (NSDQ: NWS) declines pulled down News Corp.'s digital media group earnings again in its first quarter, meaning operating losses in the company's Other segment grew by $30 million from last year, to $156 million. ...
Panasonic GF2 announced and previewed: Digital Photography Review
Panasonic GF2 announced and previewed: Panasonic has announced the Lumix DMC-GF2 Micro Four Thirds camera. A simplified version of the company's GF1, it inherits the same flat-body design but with revised control layout and touch-screen ...
Fox <b>News</b> On Christine O'Donnell - Mediate.com
The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...
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There are so many different ways to make money online that many of them have yet to be explored yet. While the majority of ways to make money online are for people who are well educated marketing, advertising and computer languages like HTML, which is used to make things like websites. To many people, the option of making money online doesn't even come up because they think their not smart enough which is simply not true. Anybody can make money online given that what you are selling is a necessity to people, its something people need and or want, for instance a cell phone, or cell phone accessories.
The first thing you need to do if you're going to be successful online is find your niche. A niche is a category or, something you're going to thrive off of. What you need to do from there is decide how you're going to sell your product.
For step two, you will need to figure out is how to get your hands on your product. How will I get my hands on a bunch of cell phones that I can resell? Seeing how making them is not a very good option, how about buying them from a cheap source. Craigslist and Kijiji are great for this exact thing. You simply search "cell phones" in your local area and ads for selling cell phones will appear. The reason Craigslist and Kijiji are great for this is because many of the people selling on the two sites want quick cash now. In other words, the sellers are not willing to wait for an eBay auction because they need the money right then and there. Arrange a meeting spot with the seller and offer to pay cash, sellers usually like that.
Step three is simply go home, take a picture of your newly acquired cell phone and put it up for bid on eBay with a starting bid of more then you paid for it. I recently came across a used Nokia camera phone on Craigslist for $60.00, I searched the exact same used Nokia camera phone on eBay and it sold for $110.00, a profit of $50.00 for just the one phone.
Buying and selling using Kijiji and Craigslist is a great way to start off an online business. Remember you don't necessarily need to use cell phones, any electronics in general work great such as video game systems or IPods. If you can make roughly $50.00 in profit per sale you make, this is definitely one of the best ways to start off a business or to get some extra cash.
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