Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
eric seiger
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.
The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.
Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.
Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.
Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.
Features:
- Manage your credits without revealing your identity.
- Track the progress of your credit, works with multiple accounts.
- Suggests achievable goals based on your particular situation.
- Connects you with other people that have similar credit issues.
- Provides personalized credit card suggestions when re-establishing credit.
- Similar Tools: Mint, Paystr, Accpal, TripLittle.
Check out Creditable @ http://getcreditable.com
eric seiger
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
eric seiger
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
how to lose weight fast big seminar 14
big seminar 14
big seminar 14
big seminar 14
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
big seminar 14
I have a confession, I am bipolar. Not in the usual context of the term, but financially, I am bipolar. I have a distinct advantage. I am trained in the ways of budget management. At work I analyze balance sheets and profit and loss reports with the best of them, however, I go home and all of that remains at the office. Don't get me wrong, I am responsible. I pay my bills on time, allocate a specific amount to my individual retirement account, and gradually reduce the debt accrued in my younger years. However the management of my personal accounts does not mirror any recommendations that I would make to a small business in my predicament. One day, after lamenting my lack of progress in debt elimination and savings, I had an epiphany: why not handle my personal accounts like that of a business? After all, my personal account is the only one that is mine!
Money management is very basic. Often times, people will make it difficult with cryptic acronyms, but really it all boils down to just a few key concepts: money coming in and money going out.
· What are your resources? For the purpose of this article, I am referring to income, but that is not always the case. This can be your time, relationships or whatever else helps you to accomplish your needs.
· What are your expenses? This includes everything you spend your money (or other resources) on. It is important to include EVERYTHING.
In the accounting, every item you list is also assigned another label depending on whether the line item in question will yield income, or increase in value or incur additional costs, or lose value. These two are referred to assets and liabilities, respectively. An example of an asset is a home, while a car is a liability.
Knowing this accomplishes absolutely nothing, unless you track and monitor this information consistently. Most businesses use financial software to accomplish this. This software is very helpful and many banks' online banking platforms offer the option to export account information to make the tracking much easier, but you may opt to use any basic spreadsheet software as well. To track and analyze, follow these simple guidelines:
· Keep track of all income and expenses. Do this religiously!
· Once a month (or at least once every three months), create a table that compares the amount of money you made to the amount you spent. In the business world this is known as a profit and loss report. The goal is to evaluate how your income compares to your expenses. You always want to maximize this difference.
· Now that you know how this compares, you must decide how to reallocate your spending. You will create a report that will compare assets and liabilities. In the business world, this is referred to as a balance sheet. This may seem less intuitive than the other report.
1. Use the same data and copy it so that you do not lose your profit and loss report.
2. Categorize the data according to whether each item will increase or decrease in value.
3. Compare the two categories as you did with you income and expense report. Are you investing more in appreciating or depreciating goods?
Consistent tracking and analysis are the keys to success. Once you know the manner in which you are investing your income, improvements are much easier to identify. Managing my personal finances as scrupulously as I would a business budget has drastically changed my life and pocket book.
big seminar 14
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
big seminar 14
The Week Ahead in Health Care <b>News</b> - NYTimes.com
Politicians are campaigning on their health care votes. The Brookings Institution is holding a public forum on ensuring patient access to effective information about prescription medicines.
October 10th: Astronomy in the <b>News</b>
(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...
Probably Bad <b>News</b>: Transformer FAIL - Epic Fail Funny Videos and <b>...</b>
epic fail photos - Probably Bad News: Transformer FAIL.
big seminar 14
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